ocrsnip
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ocrsnip
No uploads · runs in this tab
Most people converting a Capital One statement are converting a credit card statement, and a card statement is a different animal from a bank one: no running balance, and money flowing the other way. That changes what a converter can honestly promise.
They are different documents and they convert differently.
It lists transactions with a date, a description and an amount, and summarises the month separately: previous balance, payments and credits, purchases, fees, interest, new balance. With no running figure beside the rows there is nothing for the balance check to recompute, and the page says so rather than offering a percentage that means nothing.
On a card, a purchase increases what you owe and a payment decreases it — the opposite of a current account. Amounts come out signed as the statement presents them, so check the direction once against the first page before importing a card statement into accounting software that assumes a bank account.
Add the converted purchases, subtract the payments, apply fees and interest, and the result must be the new balance on the first page. It is the same arithmetic the balance check does automatically on a bank statement, done once by hand — and it catches a misread digit just as well.
These are ordinary bank statements: transactions in date order with a balance that lets each row be checked against the one above it. Drop one and the verdict will tell you how many rows reconcile, which is the strongest thing this site can say about a document.
No column headings were found, so the columns were identified from the running balance alone. Check a few rows before you rely on it.
| Date | Description | Debit | Credit | Balance |
|---|
They are already read and checked in this tab. A pass unlocks every row of every file you convert over the next 7 days, in this browser.
The workbook carries a second sheet, Warnings: every row whose balance does not follow from the row above, with the balance your statement shows next to the one the arithmetic expects. It says so plainly when there is nothing to check.
Sometimes it does not go through this page at all.
The account activity can be exported as a spreadsheet file or a Quicken file for the period still shown online. That route involves no reading and no guessing, and for the last few months it is the right one.
Older statements, closed cards, and documents requested by someone else in their original form. For a year-end tidy-up of a card you closed in March, the PDF is the only record there is.
Those programs import .qbo and .ofx rather than spreadsheets. Statement to QBO builds one from the same PDF; for a card statement, set the account type to credit line on that page.
Statements change, and yours may not look like this. Drop it anyway: the reader works from the layout in front of it rather than from a template per bank, and the balance check reports what it actually found.
Something else? Write to support@ocrsnip.com.
Because a card statement carries no running balance. The check recomputes each balance from the one above it, and with no balances there is nothing to recompute. Every transaction is still read; what you lose is the automatic proof that they were read correctly, which is why the summary box on the first page is worth a minute of your time.
They come out as the statement presents them, which on a card means a purchase is the amount you now owe. If your accounting software expects a bank account convention, flip the sign in one spreadsheet column before importing — one formula for the whole sheet.
Yes. Any cell in the result can be clicked and corrected before you download, and on a statement that does have balances the check runs again immediately: fix the digit and the row turns green on the spot.
The whole statement is read and shown on screen for free, including the checking. The download is limited to the first 25 rows without a pass; the pass is $4.99 and unlocks every row of every file for 7 days in this browser. No subscription and no account.